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Financial Behavior Investment

Greed/Fear and The Urge to Time the Market

The two most dominant drivers in the market of investments are the generally inseparable emotions of Greed and Fear. Despite best efforts, it is difficult to prevent these emotions from influencing our decision making. Greed and Fear propel every investors urge to time the market. But  like all other emotions, it would be difficult to […]

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Investment Savings

Which Money Should be Deployed Where ?

We all need money to take care of our current and future requirements. At times the propellant is our sole desire to earn/grow a lot of money losing focus on what for do we need it at the first place. This causes us to risk the money which we probably required for some non-negotiable urgent […]

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Debt Investment

The Maze of Debt Options

In the article “ Understanding Debt-And how it is different from Equity” we had discussed the basic elements of Debt. We use Debt investments for safety of capital and steady income, and Equity for growth.  We had also discussed in “Asset Diversification-The Key to Balancing Risk & Return” the importance of having adequate proportion of […]

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Debt Investment

Understanding Debt Investment

We keep hearing and reading about the terms Debt & Equity in all financial conversations. Most of us assume a meaning of our own understanding and end up in mixing the two categories of investment. While interacting with several friends I realized that this lack of clarity causes doubts while choosing from diverse options. This […]

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Investment Savings

The Power of compounding- Is it working for you !

“Compound Interest is the 8th wonder of the world. He who understands it, earns it; he who doesn’t, pays it “- said Albert Einstein.  We all would have at some stage in our schools learnt the basic math of calculating Simple and Compound Interest. Albert Einstein has defined the power of compounding as the Eighth Wonder. To […]