Manage Paisa
In another discussion we have talked about issues related to Risk and the characteristics of various assets classes. When we talk of risk bearing investments, it means that there is scope of erosion in the invested capital. And this is what dissuades most of us from investing in such asset classes. The irony however is […]
Property is a very important and widely held asset class. It occupies our planning horizons and capital in a significant manner. House is the critical component of the triad of essential needs viz. Roti, Kapda and Makaan. For most of us, it is either the objective, or means to some objective. Investment in Real Estate […]
Retirement is a very certain, distinct and significant phase of life. Sooner or later, we all need to retire. Despite the clear and present certainty of retirement, most of us relegate Retirement Planning to passive management. We do this assuming that there is not much to plan for retirement. We must not forget that retirement […]
All of us need money, and most of us need it more and more. The underlying reason for the entire science of Economics is that resources are always scarce as compared to needs. At the micro level, the same applies to all of us albeit in differing proportions. At the basic level, even the poorest […]
Whenever, we talk of investments, the most common instruments which come to mind are Mutual Funds, Shares or Derivatives (Options and Futures). Despite all having the same underlying asset, ie Shares, all the three sub classes are unique in their characteristics. And therefore they demand different treatment. It is a great folly when we tend […]