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In another discussion on “Are You Organized for Investing”, we talked about opening a Public Provident Fund (PPF) account. PPF is open to all citizens without any age limit, meaning that both adults and minors can open it. It makes great sense to open an account each for self, spouse and children. While one might […]
The National Pension System (NPS) is GOIs Defined Contribution Pension Scheme and all Indian Citizens (including service personnel) can subscribe to it. One can open NPS Tier 1 Account which carries significant tax benefits, and an additional Tier II account which has relatively no withdrawal restrictions, but does not provide any tax benefits. One needs […]
The previous one yr gains from gold are over 40% and therefor quite impressive. This forces us to think if Gold is a good investment option. the historical returns from Gold over longer periods is much below returns from Equity. While personally I am not a big fan of Gold, it certainly forms part of […]