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Financial Behavior Investment

Greed/Fear and The Urge to Time the Market

The two most dominant drivers in the market of investments are the generally inseparable emotions of Greed and Fear. Despite best efforts, it is difficult to prevent these emotions from influencing our decision making. Greed and Fear propel every investors urge to time the market. But  like all other emotions, it would be difficult to […]

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Investment Savings

The Power of compounding- Is it working for you !

“Compound Interest is the 8th wonder of the world. He who understands it, earns it; he who doesn’t, pays it “- said Albert Einstein.  We all would have at some stage in our schools learnt the basic math of calculating Simple and Compound Interest. Albert Einstein has defined the power of compounding as the Eighth Wonder. To […]

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Retirement

Commutation of Pension- Who Should Do, and Who Should Not !

Retirement is a reality for almost all of us, and it signifies a distinct phase of life. Looking at retirement from a financial perspective, some of the desirable requirements of retired life are : (a) No liabilities in the form of unpaid loans (b) Fulfillment of most of the major financial objectives like house, children’s […]

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Debt Equity

Look Before You Leap- Are You measuring Risk before Investing ?

While discussing financial issues we tend to use the two terms, Risk & Return mostly together. This is because we need to base all financial decisions on balancing Risk and Return. While we understand and measure return easily, we tend to presume the understanding of Risk without making much effort towards measuring it. Further we […]