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Mis-selling of Home Loan- How to Choose the Right Lender !!

We have been discussing various aspects related to Home loan in our other articles. After deciding to buy a house, you will have to work out the funding requirement. You then have to carry out a survey to ascertain the appropriate lender. Someone who will provide the requisite amount of loan, at the desired rate, […]

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Credit

Taking Home Loan- How much, and till When ?

Buying a house is a major decision which most of us take at some or the other time in life. We have discussed various issues pertaining to owning real property in “Buying Real Estate- Will it be your asset or liability”. After factoring all aspects, if one wants to go in for a house, then […]

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Credit Financial Behavior Retirement Savings

Monetary & Lifestyle Inflation-The Killer Combo

Inflation is a very commonly heard word and assumed to be understood well. However, not everyone factors that understanding into financial decision making, thereby overestimating returns or under estimating objectives. We further compound the effect of inflation when we fail to calibrate our lifestyle according to our affordability. What is Monetary Inflation? In simple words […]

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Credit Financial Behavior

Are you using your Credit Card Smartly ?

We all have heard from our elders and been taught in our formative years that we shall live within our means.  That remains the guiding mantra, and in no way do I intend to motivate anyone to take credit. But even while living within our means, we can make safe and smart use of Credit […]

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Credit Savings

You have Idle Cash – Should You Pay off the Loan ?

Most of us would have availed loan for the purpose of buying House or Car or any other utility/service. Till such time we don’t have the money to repay it, we obviously keep paying the EMIs as per schedule. However there is a time when we might be having cash in hand to pay off […]