Categories
Credit Financial Behavior

Are you using your Credit Card Smartly ?

We all have heard from our elders and been taught in our formative years that we shall live within our means.  That remains the guiding mantra, and in no way do I intend to motivate anyone to take credit. But even while living within our means, we can make safe and smart use of Credit […]

Categories
Equity Investment

Mutual Funds-Should You Redeem/Stay/Stop/ Continue SIP

In the prevailing scenario, all those invested in Equity Mutual Funds are deliberating on their future course of action. One is in a dilemma over continuation of Mutual Fund SIP and what to do with existing investments. The major decision options being as under: – (a) Stop Mutual Fund SIP and Redeem existing investment. (b) […]

Categories
Debt Equity

Look Before You Leap- Are You measuring Risk before Investing ?

While discussing financial issues we tend to use the two terms, Risk & Return mostly together. This is because we need to base all financial decisions on balancing Risk and Return. While we understand and measure return easily, we tend to presume the understanding of Risk without making much effort towards measuring it. Further we […]