Manage Paisa
A farmer sows seeds and nourishes the fields over time to ensure that the seed grows into the desired crop. After harvest he sets aside some of the grains seed purposes, and uses/sells the balance. If he does not retain some grain as seeds, he would have to buy from the market to sow in […]
We all need money for our routine expenses and keep it in part as cash, and balance in savings account. Over time the money in excess of monthly requirements accumulates, and we generally tend to put that money in some fixed deposits. There are also some one-time cash flows on account of arrears or increments […]
In the article “ Understanding Debt-And how it is different from Equity” we had discussed the basic elements of Debt. We use Debt investments for safety of capital and steady income, and Equity for growth. We had also discussed in “Asset Diversification-The Key to Balancing Risk & Return” the importance of having adequate proportion of […]
In another discussion we have talked about issues related to Risk and the characteristics of various assets classes. When we talk of risk bearing investments, it means that there is scope of erosion in the invested capital. And this is what dissuades most of us from investing in such asset classes. The irony however is […]
Property is a very important and widely held asset class. It occupies our planning horizons and capital in a significant manner. House is the critical component of the triad of essential needs viz. Roti, Kapda and Makaan. For most of us, it is either the objective, or means to some objective. Investment in Real Estate […]