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Debt Retirement

Alternatives to Provident Fund

Subscribing to Provident Fund has been a very easy and popular method to accumulate savings for retirement and long-term financial objectives. The tax benefits on returns from such savings is a big incentive. But this has changed with the budget announcement to tax income from savings over ₹ 2.5 lakh in Provident Funds (₹ 5 […]

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Retirement

Six Intangible Investments for Life

All concerns and actions on financial matters are with some purpose and objective in mind. If one plans things well, then sooner or later there will be a stage in life when financial issues will become less relevant. But by then a lot would have changed in every individual’s life. There are aspects of personal […]

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Credit Retirement

What is the Worth of your Net Worth

One question that keeps returning to the mind very often is- “How am I doing on my Financial Front ?”. We then total up all that we have in the form of cash balance, investments, property etc. and try to derive a sense of comfort. But mostly there remains a lingering doubt as to whether or […]

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Retirement

Life Insurance : Are You Under/Over Insured

To be insured is an important and vital requirement to manage financial risks. And therefore, all of us might be insured to some extent in some or the other way. It is essential to be able to measure the amount of our insurance needs, so that we can be correctly insured. Categories of Plans It […]

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Credit Investment Retirement

Retirement Planning – How much is enough?

Retirement is a very certain, distinct and significant phase of life.  Sooner or later, we all need to retire. Despite the clear and present certainty of retirement, most of us relegate Retirement Planning to passive management. We do this assuming that there is not much to plan for retirement. We must not forget that retirement […]