Manage Paisa
Subscribing to Provident Fund has been a very easy and popular method to accumulate savings for retirement and long-term financial objectives. The tax benefits on returns from such savings is a big incentive. But this has changed with the budget announcement to tax income from savings over ₹ 2.5 lakh in Provident Funds (₹ 5 […]
Some or the other part of the world has always been facing crisis in some form or other. There have been events in the past which have affected the whole world at the same time. COVID Crisis is however unique to have affected almost every human being in some form or the other. Strikingly it […]
In the article “ Understanding Debt-And how it is different from Equity” we had discussed the basic elements of Debt. We use Debt investments for safety of capital and steady income, and Equity for growth. We had also discussed in “Asset Diversification-The Key to Balancing Risk & Return” the importance of having adequate proportion of […]
We keep hearing and reading about the terms Debt & Equity in all financial conversations. Most of us assume a meaning of our own understanding and end up in mixing the two categories of investment. While interacting with several friends I realized that this lack of clarity causes doubts while choosing from diverse options. This […]
In another discussion we have talked about issues related to Risk and the characteristics of various assets classes. When we talk of risk bearing investments, it means that there is scope of erosion in the invested capital. And this is what dissuades most of us from investing in such asset classes. The irony however is […]