- Invest for Children-In the Name of Children
Supporting children financially for their educational and associated needs till they start earning and become independent is a major task for all responsible parents. Assessing the future requirement and planning for it in advance will certainly make it easier. The current inflationary trends suggest that the corpus needed is… Read more: Invest for Children-In the Name of Children - The Negative List of Investing
There is overwhelming guidance and advice from many sources on what to do in the world of investment. But it mostly tends to be confusing. At times it becomes important to understand “What Not to Do” rather than “What to Do” as the filtered options might be more beneficial.… Read more: The Negative List of Investing - Cryptocurrency-Yes or No!!
Cryptocurrency has been a buzzword in the financial markets for quite some time now. The world took time to understand the new blockchain technology on which Bitcoin, the first cryptocurrency was based. Since 2008 there has been a rapid growth and presently there are more than 2000 different cryptocurrencies… Read more: Cryptocurrency-Yes or No!! - Exchange Traded Funds (ETFs)
Exchange Traded Funds (ETFs) are becoming very popular with each passing day. The first ETF in India was launched in 2001 and presently there are more than 100 ETFs listed on the exchanges. Warren Buffet reportedly wants his trust (after his passing away) to invest 90% in ETFs linked… Read more: Exchange Traded Funds (ETFs) - Covid Management using Investment Philosophy
The second Covid wave has engulfed some major parts of the country and there is a general feeling of despair. The initial wave highlighted some significant investment lessons which we discussed in “Financial Lessons from the COVID Crisis”. Maybe it is time when we can reverse apply many of… Read more: Covid Management using Investment Philosophy - Wealth Creation Can Be Boring
We all want to create wealth and there is nothing wrong with the desire. However, many of us want it to happen quickly which may be a cause of concern. The fact is that wealth creation in a planned manner can be very boring. The temptation to indulge in… Read more: Wealth Creation Can Be Boring - Alternatives to Provident Fund
Subscribing to Provident Fund has been a very easy and popular method to accumulate savings for retirement and long-term financial objectives. The tax benefits on returns from such savings is a big incentive. But this has changed with the budget announcement to tax income from savings over ₹ 2.5… Read more: Alternatives to Provident Fund - Avoiding Equity is Not an Option !
The last year has been characterized by significant volatility in the equity market and consistent fall in interest rates. High inflation rates have further compounded the challenge to any investor who wants to ensure both security and growth of investments. However, such safe havens are fast diminishing and the… Read more: Avoiding Equity is Not an Option ! - Time to Roll Over Capital Gains
Markets have given a thumbs up to the Budget and the investors are again in some sort of dilemma. We have discussed this aspect earlier also in Greed/Fear and the Urge to Time the Market. Presently we are also closing towards end of the current Financial year. It therefore… Read more: Time to Roll Over Capital Gains - Budget 2021- Direct Tax Implications
The eagerly awaited Budget 2021 has been presented in the Parliament and is likely to be passed soon. The most important element which we all watch out for in the budget are the Direct Tax implications. Budget 2021 had added interest because of the severe COVID impact which the… Read more: Budget 2021- Direct Tax Implications - Absolute, Annualized, Compounded, XIRR and Real Returns
The whole purpose of savings and investments is to earn some returns. Returns are generally what we get back more than our saving or investment after the holding period. To evaluate the soundness of our saving/investment plan, it is important to be able to measure these returns in a… Read more: Absolute, Annualized, Compounded, XIRR and Real Returns - Financial Grooming of Children
Most of us have grown in an environment where money matters were generally not discussed in presence of children. We generally treat this subject as non-essential and leave kids to discover the related issues on their own. Parents consider it their duty to provide for all needs of their… Read more: Financial Grooming of Children - Personal Financial Waste Management
Rupee Saved- is a Rupee Earned. Modern management places lot of emphasis on waste management to improve cost effectiveness and profitability. There is a huge scope of applying similar philosophy in personal financial management as well. Overtime we get used to the routine expenses in our life and till… Read more: Personal Financial Waste Management - Six Intangible Investments for Life
All concerns and actions on financial matters are with some purpose and objective in mind. If one plans things well, then sooner or later there will be a stage in life when financial issues will become less relevant. But by then a lot would have changed in every individual’s… Read more: Six Intangible Investments for Life - Financial Lessons from The COVID Crisis
Some or the other part of the world has always been facing crisis in some form or other. There have been events in the past which have affected the whole world at the same time. COVID Crisis is however unique to have affected almost every human being in some… Read more: Financial Lessons from The COVID Crisis
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